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Below are special Certificate of Deposit special rates and terms from banks in Paterson, New Jersey. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Paterson, NJ - October 31, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
| Montvale Branch Office | 5.00% | $1,000 | 10 months | Learn More | 
| Elizabeth Avenue Branch | 5.00% | $1,000 | 13 months | Learn More | 
| Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00% | ||||
| Elizabeth Avenue Branch | 4.95% | $1,000 | 7 months | Learn More | 
| Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95% | ||||
| Elizabeth Avenue Branch | 4.90% | $1,000 | 4 months | Learn More | 
| Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90% | ||||
| Elizabeth Avenue Branch | 4.30% | $1,000 | 19 months | Learn More | 
| Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30% | ||||
| Elizabeth Avenue Branch | 4.15% | $1,000 | 25 months | Learn More | 
| Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15% | ||||
| Morris Plains Branch | 4.00% | $500 | 3 months | Learn More | 
| Rate History: 4.50% → 4.00% → 4.00% | ||||
| Westfield Branch | 4.00% | $0 | 5 months | Learn More | 
| Rate History: 1.00% → 5.00% → 4.75% → 4.50% → 4.00% | ||||
| 110 East Main Street Branch | 4.00% | $500 | 6 months | Learn More | 
| Rate History: 5.15% → 5.00% → 4.75% → 4.50% → 4.00% | ||||
| Montville Branch | 4.00% | $500 | 7 months | Learn More | 
| Rate History: 4.50% → 4.00% | ||||
| Ramsey Branch | 3.95% | $500 | 6 months | Learn More | 
| Rate History: 4.10% → 4.05% → 3.85% → 4.00% → 3.95% | ||||
| Citibank, National AssociationPrivate Bank Branch - Short Hill | 3.75% | $0 | 4 months | Learn More | 
| Town Hall Branch | 3.75% | $500 | 7 months | Learn More | 
| 
                      Early withdrawal penalty is 180 days interest.                           | ||||
| Chatham Branch | 3.75% | $1,000 | 12 months | Learn More | 
| Rate History: 4.50% → 4.00% → 3.75% → 3.95% → 3.75% | ||||
| Td Bank, National Association							 						 								 Branch | 3.70% | $250 | 3 months | Learn More | 
| Rate History: 4.00% → 3.70% | ||||
| Wells Fargo Bank, National AssociationDenville Branch | 3.64% | $5,000 | 7 months | Learn More | 
| Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% | ||||
| Chatham Branch | 3.55% | $1,000 | 36 months | Learn More | 
| Rate History: 3.00% → 3.55% | ||||
| Citibank, National AssociationPrivate Bank Branch - Short Hill | 3.50% | $0 | 6 months | Learn More | 
| Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% | ||||
| Wells Fargo Bank, National AssociationDenville Branch | 3.50% | $5,000 | 11 months | Learn More | 
| Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% | ||||
| Td Bank, National Association							 						 								 Branch | 3.45% | $10,001 | 6 months | Learn More | 
| Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% | ||||
| CIT Bank, a division of First-Citizens Bank and Trust | 3.35% | $1,000 | 13 months | Learn More | 
| Rate History: 3.50% → 3.35% | ||||
| Westfield Branch | 3.25% | $0 | 8 months | Learn More | 
| Rate History: 1.25% → 4.50% → 4.25% → 3.75% → 3.25% | ||||
| Citibank, National AssociationPrivate Bank Branch - Short Hill | 3.25% | $0 | 9 months | Learn More | 
| Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% | ||||
| Town Hall Branch | 3.25% | $500 | 17 months | Learn More | 
| 
                      Early withdrawal penalty is 180 days interest.                           | ||||
| Chatham Branch | 3.25% | $1,000 | 24 months | Learn More | 
| Rate History: 3.50% → 3.25% | ||||
| Citibank, National AssociationPrivate Bank Branch - Short Hill | 3.10% | $0 | 8 months | Learn More | 
| Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% | ||||
| Td Bank, National Association							 						 								 Branch | 3.10% | $10,000 | 9 months | Learn More | 
| Rate History: 3.75% → 3.25% → 3.10% | ||||
| Citibank, National AssociationPrivate Bank Branch - Short Hill | 3.00% | $0 | 3 months | Learn More | 
| Td Bank, National Association							 						 								 Branch | 3.00% | $10,000 | 12 months | Learn More | 
| Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% | ||||
| Citibank, National AssociationPrivate Bank Branch - Short Hill | 2.90% | $0 | 5 months | Learn More | 
| Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% | ||||
| Town Hall Branch | 2.75% | $500 | 23 months | Learn More | 
| 
                      Early withdrawal penalty is 180 days interest.                           | ||||
| PNC Bank, National AssociationRockaway Borough Branch | 2.60% | $1,000 | 61 months | Learn More | 
| Classic Residence Branch | 2.50% | $1,000 | 6 months | Learn More | 
| PNC Bank, National AssociationRockaway Borough Branch | 2.40% | $1,000 | 37 months | Learn More | 
| PNC Bank, National AssociationRockaway Borough Branch | 2.20% | $1,000 | 25 months | Learn More | 
| PNC Bank, National AssociationRockaway Borough Branch | 2.00% | $1,000 | 13 months | Learn More | 
| Classic Residence Branch | 2.00% | $150,000 | 17 months | Learn More | 
| Ramsey Branch | 1.45% | $500 | 12 months | Learn More | 
| Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% | ||||
| JPMorgan Chase Bank, National AssociationJefferson Township Branch | 0.75% | $100,000 | 6 months | Learn More | 
| Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% | ||||
| Ramsey Branch | 0.45% | $500 | 18 months | Learn More | 
| Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% | ||||
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